I have been thinking that I need to write more checks since I have been having some issues with my debit card and overdraft fees. Unfortunately I don?t have any checks at the moment so I was going to be ordering some new ones from Choice Checks they offer Versa Check refills. That way instead of having direct payment and risk overdrawing my account, since the bank has been holding payments for a period of time before they clear I could just write and check and send it in. That way I will keep better track of my ledger and not have to fight with the bank.

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