I had heard of Prosper a couple of years ago, but I had never really looked at it until I saw this article on Deepmarket.com. From the description of how Prosper works it sounds like something I might be checking out in the near future. I have been trying to figure out how to make my money work for me. And if Prosper is paying out a higher interest than I can get anywhere else it would be a way to go. From what I was reading on Deepmarket.com?interest rates are between 12% and 30%, that is less than payday loan's and in this day and age, getting a good interest rate is important to both the lender and the borrower.